a. Third Party Insurance :
This Policy is compulsory by law, as stipulated in Amiri Decree No.3 of 1987. It protects civil liability arising from motor accidents to any adjudged compensation for the death of any person or for any bodily injury sustained by any person, except for the party causing the accident and his spouse and minor children, and the owner of the vehicle and his spouse and minor children if he was hiring a driver for his vehicle and the driver caused the
accident. In addition, TP Property Damage is covered except those owned by
the Insured or the driver at the time of the accident or property held in trust
or in their custody or control.
b. Comprehensive :
In addition to the Cover available under Third Party Insurance, this Policy covers
loss or damage to insured vehicles by Collision, by fire, external explosion, self ignition,
lightning, by burglary or theft, by malicious act of third party.
c. TP Working Risk :
For Commercial Vehicles when used at the construction sites, Working Risk cover can